20. Panzer is an Axis B-grade Panzer division in Steel Division II. This one was the only Panzerdivision available in Army Group Center’s reserve at the start of operation Bagration.
But it was the poor child of the Panzerwaffe with only one tank battalion (instead of the standard two) and restricted to Panzer III & Panzer IV models.
To compensate for those shortcomings, 20th Panzer scrounges everything it can get its hands on, including captured Soviet tanks, anti-tank guns & even infantry weapons.
It stands half-way between a weak Panzerdivision and a powerful and versatile Panzergrenadier one.